Practical UK guidance

Make the assumptions as clear as the arithmetic.

These guides explain the decisions behind a contractor calculation. They are written for general planning and link to official sources where employment status or rights matter.

Guide library

Start with the question you need to answer.

Reviewed 5 August 2026. General information only, not personal financial or legal advice.

Rate conversion

Convert contractor rates without overstating income

Understand hourly, daily, weekly, monthly and annual conversions—and why a realistic working pattern matters.

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Capacity planning

Choose realistic billable hours, days and weeks

Build a working-year assumption that allows for leave, administration, gaps between contracts and other non-billable time.

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Fair comparisons

Compare contract revenue with salary carefully

Separate invoiced revenue from salary, benefits, business costs, tax and take-home pay before comparing two opportunities.

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